2025 IRS Brackets
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📅 Updated for 2025 Tax Year — Standard Deduction $15,750

Overtime Tax Calculator — 2025

See exactly how much overtime pay you keep after federal taxes. Models 1.5×, 2×, and 2.5× overtime with correct 2025 IRS brackets and the $15,750 standard deduction.

Overtime Tax Calculator — 2025

⏰ Overtime Pay Breakdown

Extra Take-Home From OT
Monthly Take-Home
Weekly Take-Home
Overtime Pay Breakdown
Regular Annual Pay
Overtime Annual Pay
Gross Annual Total
Federal Income Tax
Social Security
Medicare
Total Tax
Effective Rate
Marginal Rate

Overtime After Tax — Quick Reference

Base RateOT Hrs/WkOT Rate (1.5×)Annual OT GrossEst. OT Net
$15/hr5 hrs$22.50/hr$5,850~$4,980
$20/hr5 hrs$30.00/hr$7,800~$6,240
$20/hr10 hrs$30.00/hr$15,600~$12,090
$25/hr5 hrs$37.50/hr$9,750~$7,605
$30/hr8 hrs$45.00/hr$18,720~$13,870

*Single filer estimates, federal only. Workers in Texas, Florida, and other no-tax states keep the full net shown with no additional state deduction.

Frequently Asked Questions

Overtime pay is taxed as ordinary income — not at a special rate. But because overtime increases your total annual income, it may push more income into a higher bracket. Only the income above the bracket threshold is taxed at the higher rate, not all your earnings.
At a 22% marginal rate, you keep about 78 cents of every overtime dollar earned after income tax (plus ~7.65% FICA). At 12% marginal, you keep roughly 82 cents. Overtime always increases your net take-home — taxes never make overtime 'not worth it' mathematically.
The Fair Labor Standards Act requires non-exempt employees to receive at least 1.5× their regular rate for all hours over 40 in a workweek. Double time (2×) is not federally required but may be mandated by state law or union contracts.
It can. If your regular income is near a bracket threshold, overtime could push total income into the next bracket. For 2025 single filers, the key thresholds are taxable income $48,475 (12%→22%) and $103,350 (22%→24%). Our calculator models this precisely.
Employers typically use the aggregate method: they combine overtime + regular wages for the pay period and withhold as if that total were earned all year. This can result in higher single-paycheck withholding, but it reconciles at year-end filing.
All states tax overtime as regular income — there's no 'overtime tax' at the state level. However, states like Texas and Florida have no state income tax at all, meaning overtime is only subject to federal taxes in those states. See our Texas paycheck calculator.
Yes — run the calculator with and without overtime hours to see the net difference. That 'extra take-home from OT' figure tells you exactly how much more you'd earn, which you can compare to the value of your time.
Executive, administrative, and professional employees earning over $684/week (2024 threshold) are generally exempt under FLSA. Salaried exempt employees typically don't receive overtime regardless of hours worked. Hourly workers are almost always non-exempt and entitled to OT.