2025 IRS Brackets
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📅 Updated for 2025 Tax Year — Standard Deduction $15,750

Payroll Tax Calculator for Hourly Workers — 2025

Calculate FICA payroll taxes (Social Security + Medicare) for hourly workers using 2025 rates and the $176,100 Social Security wage base. See both employee and employer contributions.

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Hourly Tax Calculator — 2025

📊 Your 2025 Tax Breakdown

Monthly Take-Home
Weekly Take-Home
Hourly After Tax
Federal Tax Breakdown
Gross Annual Income
Federal Income Tax
Social Security (6.2%)
Medicare (1.45%)
Total Tax
Effective Tax Rate
Marginal Tax Rate

2025 FICA Payroll Tax Rates

TaxEmployee RateEmployer Rate2025 Wage Limit
Social Security6.2%6.2%First $176,100
Medicare1.45%1.45%No limit
Additional Medicare0.9%Over $200K (single) / $250K (married)
Total FICA7.65%7.65%

For self-employed workers paying both sides, see our self-employment tax calculator. For state-specific payroll (Texas, Florida, etc.), visit our Texas paycheck calculator — no state tax to worry about.

Frequently Asked Questions

Employee payroll taxes in 2025: Social Security 6.2% (on wages up to $176,100) and Medicare 1.45% (on all wages). Total employee FICA = 7.65%. Employers pay a matching 7.65%. An additional 0.9% Medicare applies to wages over $200,000 for single filers.
The 2025 Social Security wage base is $176,100. You pay 6.2% SS tax on your first $176,100 of wages. Earnings above this are exempt from SS tax but still subject to the 1.45% Medicare tax.
Your employer pays a matching 7.65% of your gross wages in FICA taxes: 6.2% Social Security (up to $176,100) + 1.45% Medicare. On a $20/hour full-time salary ($41,600/year), your employer pays $3,182 in payroll taxes beyond your wages.
High earners pay an extra 0.9% Medicare tax on wages above $200,000 (single) or $250,000 (married). Employers must withhold this once your wages exceed $200,000, regardless of your filing status.
FICA stands for Federal Insurance Contributions Act. It refers to the combined Social Security (6.2%) and Medicare (1.45%) taxes totaling 7.65% for employees. These taxes fund Social Security retirement/disability programs and Medicare health coverage.
No — Medicare tax (1.45%) applies to all wages with no upper limit. Only Social Security has a wage base cap ($176,100 in 2025). The additional 0.9% Medicare surtax kicks in above $200,000 for single filers.
Multiply your gross bi-weekly pay by 7.65% to get your FICA withholding per paycheck. Example: $1,600 gross (bi-weekly at $20/hr) × 7.65% = $122.40 FICA per paycheck, or $3,182 per year.
Yes — self-employed individuals pay 15.3% (both employee and employer shares) on 92.35% of net self-employment income. See our self-employment tax calculator for the full breakdown including the SE tax deduction.