Hourly to Salary Converter 2026: See Your Annual Pay
Convert any hourly wage into an accurate annual salary using the standard 2,080-hour formula. This tool shows the full breakdown, weekly, biweekly, monthly, annual, and applies real 2026 federal tax brackets, FICA, and the OBBBA overtime deduction so you see take-home, not just gross.
The Hourly-to-Salary Formula (And Why It Lies)
The classic conversion: hourly rate × 2,080 = annual salary. So $20/hour = $41,600/year, $25 = $52,000, $30 = $62,400. That math is true on paper, but it almost never matches what hits your bank account.
The 2,080-hour assumption presumes 40 hours every week for 52 straight weeks, no vacation, sick days, holidays, or slow weeks. For salaried employees with PTO, that's accurate because you get paid the same regardless. For hourly workers, every unpaid day off lowers real annual income. A typical hourly worker taking two weeks unpaid vacation actually earns based on 2,000 hours, not 2,080.
The other gap: gross vs. net. A $25/hour wage produces $52,000 gross but roughly $40,500 net after federal tax (about $4,500), FICA at 7.65% ($3,978), and state tax (varies $0-$3,000).
2026 Hourly Wage Conversion Reference Table
| Hourly Rate | Weekly (40hr) | Biweekly | Monthly | Annual |
|---|---|---|---|---|
| $15/hr | $600 | $1,200 | $2,600 | $31,200 |
| $18/hr | $720 | $1,440 | $3,120 | $37,440 |
| $20/hr | $800 | $1,600 | $3,467 | $41,600 |
| $25/hr | $1,000 | $2,000 | $4,333 | $52,000 |
| $30/hr | $1,200 | $2,400 | $5,200 | $62,400 |
| $35/hr | $1,400 | $2,800 | $6,067 | $72,800 |
| $40/hr | $1,600 | $3,200 | $6,933 | $83,200 |
| $50/hr | $2,000 | $4,000 | $8,667 | $104,000 |
Working Backward: Salary to Hourly
The reverse conversion: annual salary ÷ 2,080 = effective hourly rate. A $50,000 salary equals roughly $24.04/hour, $65,000 = $31.25, $80,000 = $38.46.
Salaried positions usually include benefits, health insurance, PTO, 401k matching, that hourly jobs often don't. A salaried role paying $50K with full benefits can be worth $58-65K in true compensation. Account for that before comparing offers.
For a fairer comparison, divide salary by actual expected hours. Salaried exempt employees averaging 45 hours weekly have a true hourly equivalent closer to salary ÷ 2,340, not 2,080.
Overtime Changes the Math (OBBBA Section 70202)
Under the 2026 OBBBA (Public Law 119-21), the half-time premium portion of overtime is federally tax-free up to $12,500 single / $25,000 joint. This makes converting hourly + overtime to a salary equivalent more complex but more favorable for hourly workers.
Example: A $25/hour worker doing 5 hours of weekly overtime. Base pay = $52,000/year. Overtime premium (the 0.5x part) = $25 × 0.5 × 5 × 52 = $3,250, federal-tax-free under OBBBA. To match that take-home, a salaried role would need to gross around $56,750-$57,250.