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Pennsylvania Paycheck Calculator - Flat 3.07% State Tax (2026)

Pennsylvania Paycheck Calculator (2026)

Pennsylvania state income tax rate: 3.07% (flat 3.07% rate). Enter your hourly rate or salary above to see your exact Pennsylvania take-home pay including federal and state withholding.

Rates verified against Pennsylvania Department of Revenue. Updated September 2026.

Written by Cole Bridges, Senior Tax and Payroll Analyst | Reviewed by the HourlyTax Research Team

Data sourced from IRS Rev. Proc. 2025-32, Public Law 119-21 (OBBBA), and SSA COLA Guidelines. Updated September 2026. About our methodology

Bracket-based estimate using 2025 IRS tax tables - Pennsylvania

🔒 No data stored ⚡ Instant results 📊 Real 2026 brackets ✓ FICA rates verified
📋 State Rate Verified — Pennsylvania tax rate confirmed against Pennsylvania Department of Revenue current guidance. Federal brackets from IRS Rev. Proc. 2025-32. Report a data error.

Pennsylvania Paycheck Calculator

ℹ️
What this calculator includes Federal income tax + Social Security + Medicare + Pennsylvania flat 3.07% state income tax.
Pay Type
Your take-home pay
$0.00
per period
DescriptionPer Paycheck
💵 Gross Pay -
🏛 Federal Income Tax -
🔒 Social Security (6.2%) -
🏥 Medicare (1.45%) -
🗺 Pennsylvania State Income Tax -
Total Deductions -
✅ Net take-home pay -
⚠️ Bracket-based estimate only. Does not include W-4 adjustments, pre-tax deductions (401k, HSA, health insurance), local/municipal taxes, or year-to-date limits. Consult your employer or a tax professional for exact withholding amounts.

About the Pennsylvania Paycheck Calculator

Pennsylvania uses a flat 3.07% state income tax with no standard deduction or personal exemption - one of the lowest state rates in the nation. This calculator applies Pennsylvania's actual flat rate alongside federal income tax, Social Security, and Medicare for an accurate Pennsylvania take-home pay estimate. (Some PA municipalities also impose local Earned Income Taxes.)

Pennsylvania's state income tax is computed after deducting Pennsylvania's standard deduction ($2,500 single / $7,500 married) and personal exemption ($1,500 single / $3,000 married). The top 5% rate kicks in on income above $3,000 for single filers and $6,000 for married filers - meaning most Pennsylvania workers pay an effective rate close to 5% on the majority of their income.

Note: Several Pennsylvania cities including Birmingham and Gadsden impose local occupational taxes (1–2%) not included in this calculator. Jefferson County also has a 1% occupational tax. Check with your employer for local withholding amounts. These results are bracket-based estimates only.

📚 Sources & Last Updated

Last updated: August 2026 · Tax year: 2026

How the Tax Formula Works

This calculator uses a bracket-based approach - the same method used to compute annual tax liability - divided by your pay periods. It is an estimate, not a payroll withholding calculation (which uses W-4 inputs and IRS Publication 15-T procedures).

1Gross Pay = Hourly Rate × Hours OR Annual Salary ÷ Pay Periods
2Federal Taxable Income = Annual Gross − Standard Deduction (2026: $16,100 single / $32,200 married)
3Federal Income Tax = Apply 2026 IRS brackets (10%→37%) ÷ pay periods
4Social Security = Gross × 6.2% (stops at $184,500 annual wages)
5Medicare = Gross × 1.45% (+0.9% on wages over $200K single)
6Pennsylvania 2026: flat 3.07% rate applied directly to gross taxable compensation (PA has no standard deduction or personal exemption) - source: PA Department of Revenue 2026
7Net Take Home = Gross − Fed Tax − SS − Medicare − State Tax

Results are bracket-based estimates. Actual paycheck withholding is determined by your W-4 form, pre-tax deductions, and employer payroll procedures. Use these results for planning and budgeting - not as a substitute for your actual pay stub.

Frequently Asked Questions - Pennsylvania Paycheck Calculator

Pennsylvania has a flat 3.07% state income tax rate for 2026 - one of the lowest among states with an income tax. This single rate applies to all taxable compensation regardless of filing status or income level. Pennsylvania has no standard deduction and no personal exemption, so the rate applies to your gross taxable wages directly. Some Pennsylvania municipalities also impose local Earned Income Taxes on top of the state rate.
A single Pennsylvania filer earning $60,000 can expect approximately $47,000–$48,000 in annual take-home pay. Federal income tax (~$5,200 after the $16,100 federal standard deduction), Pennsylvania state tax (~$1,842 at 3.07% flat rate, no state standard deduction), Social Security ($3,720), and Medicare ($870) are deducted. Some PA municipalities impose local Earned Income Taxes on top.
Yes - Pennsylvania has some of the most widespread local income taxes in the US. Most Pennsylvania municipalities levy an Earned Income Tax (EIT), typically 1%–2% in most areas. Philadelphia charges 3.75% for residents and 3.44% for non-residents working in the city. Pittsburgh's surrounding municipalities charge approximately 2%–3% combined (split between school district and municipality). If you live and work in Pennsylvania, your total income tax rate is typically 3.07% (state) plus 1%–4% (local EIT), not shown in this calculator.
Pennsylvania is one of the most retiree-friendly states in the nation for income taxes. Pennsylvania fully exempts ALL retirement income from state income tax - Social Security benefits, government pensions, private pensions, military retirement pay, IRA distributions, and 401(k) withdrawals are all 100% exempt in Pennsylvania. This is one of the broadest retirement income exclusions of any state, making Pennsylvania popular for retirees despite its higher property taxes.
No. Pennsylvania uniquely exempts ALL retirement income from state income tax - including pensions, Social Security benefits, IRA and 401(k) withdrawals, and other qualified retirement distributions. This makes Pennsylvania one of the most retiree-friendly states in the country for income tax purposes.
Pennsylvania employers use Form PA-W4 (Employee's Withholding Allowance Certificate) and Pennsylvania Department of Revenue withholding tables. Pennsylvania also requires employees to complete a Residency Certification Form so local Earned Income Tax can be correctly allocated between the municipality where you live and where you work. The 3.07% flat rate keeps state withholding straightforward. Official source: revenue.pa.gov
Pennsylvania has a flat 3.07% individual income tax rate - one of the lowest among states with a broad-based income tax. This single rate applies to all taxable wages with no standard deduction and no personal exemption - meaning the 3.07% applies directly to gross taxable compensation. Pennsylvania has maintained this rate for decades and has no progressive bracket structure.
Pennsylvania's 3.07% flat rate is low among its neighbors. New York's progressive rates range from 4% to 10.9% - far higher for most workers. New Jersey tops out at 10.75%. Delaware's top rate is 6.6%. Maryland's rates run 2%–5.75% plus significant county taxes. Ohio's new 2.75% rate is slightly lower than PA's. The Pennsylvania local EIT (typically 1%–4%) can offset the state rate advantage, but for workers in lower-EIT areas, Pennsylvania remains significantly cheaper than NY or NJ for state taxes.

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Federal changes from Public Law 119-21 affect all states:

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Federal source: IRS Rev. Proc. 2025-32 · State source: PA DOR 2026 — flat 3.07% rate · Estimates only — not tax advice. Methodology · Report error

Pennsylvania Paycheck Calculator — Flat 3.07% State Tax

Pennsylvania charges a flat 3.07% income tax on all wages — one of the lowest state income tax rates in the US. Unlike most states, Pennsylvania does NOT allow a standard deduction or personal exemption for state income tax purposes. This means the 3.07% rate applies to every dollar of wages from the first dollar earned, with no deduction floor.

Pennsylvania Local Earned Income Tax (EIT)

Pennsylvania municipalities levy a Local Earned Income Tax (EIT) that is often larger than the state tax for urban workers. Philadelphia charges 3.75% for residents — making Philadelphia residents pay a combined state+local rate of 6.82% before federal taxes. Pittsburgh residents pay 3% local EIT. Most Pennsylvania townships and boroughs charge 1%-2% EIT. This local layer is a unique Pennsylvania feature that substantially affects take-home pay.

Pennsylvania at $18/Hour

A Pennsylvania worker in a typical township (1% local EIT) earning $18/hour ($37,440/year) pays approximately $1,150 in state income tax (3.07% × $37,440 — no deduction) plus $374 in local EIT (1%) — a combined state+local burden of $1,524 annually. In Philadelphia at the same wage: $1,150 state + $1,404 city = $2,554 annually — 68% more than a township worker.

Pennsylvania Minimum Wage

Pennsylvania's minimum wage remained at $7.25/hour as of 2026 — the federal minimum. Governor Shapiro has proposed raising it to $15/hour but the legislature has not acted. In practice, market wages across Pennsylvania's major metros (Philadelphia, Pittsburgh, Allentown) have naturally moved well above the minimum for most roles, but Pennsylvania remains one of the few large states still at the federal floor legally.

"For tax year 2026, the standard deduction for single filers is $16,100 and $32,200 for married couples filing jointly, reflecting inflation adjustments under IRS Revenue Procedure 2025-32."

Source: Internal Revenue Service - IRS 2026 Tax Year Inflation Adjustments

"The Social Security wage base limit is $184,500 for calendar year 2026. The FICA tax rate remains 6.2% for employees and employers."

Source: Social Security Administration - SSA 2026 COLA Fact Sheet

Related state calculators

Working across state lines or comparing offers? Use our calculators for nearby states to see how Pennsylvania take-home pay compares to New York, Ohio, and Michigan. Each calculator applies the actual 2026 state brackets plus federal tax, FICA, and OBBBA overtime deduction.

New York Calculator2026 paycheck for New York City & New YorkOhio Calculator2026 paycheck for Columbus & OhioMichigan Calculator2026 paycheck for Detroit & Michigan

Or jump back to the national paycheck calculator or browse our full state list.