HourlyTaxCalculator.com
2026 IRS Rates
Georgia state income tax 2026 paycheck calculator take-home pay

Georgia Paycheck Calculator - Flat 5.19% State Tax (2026)

Bracket-based estimate using 2025 IRS tax tables - Georgia

🔒 No data stored ⚡ Instant results 📊 Real 2026 brackets ✓ FICA rates verified
📋 Our Research Team - Our tax researchers manually verify every formula against IRS Rev. Proc. 2025-32, SSA, and state Departments of Revenue. Data audited quarterly. Report a data error.

Georgia Paycheck Calculator

ℹ️
What this calculator includes Federal income tax + Social Security + Medicare + Georgia flat 5.19% state income tax.
Pay Type
Your Take Home Pay
$0.00
per period
DescriptionPer Paycheck
💵 Gross Pay -
🏛 Federal Income Tax -
🔒 Social Security (6.2%) -
🏥 Medicare (1.45%) -
🗺 Georgia State Income Tax -
Total Deductions -
✅ Net Take Home Pay -

⚠️ Bracket-based estimate only. Does not include W-4 adjustments, pre-tax deductions (401k, HSA, health insurance), local/municipal taxes, or year-to-date limits. Consult your employer or a tax professional for exact withholding amounts.

About the Georgia Paycheck Calculator

Georgia uses a flat 5.19% state income tax (reduced from 5.39% effective January 1, 2025 under HB 111). This calculator applies Georgia's actual flat rate alongside federal income tax, Social Security, and Medicare for an accurate Georgia take-home pay estimate.

Georgia's state income tax is computed after deducting Georgia's standard deduction ($2,500 single / $7,500 married) and personal exemption ($1,500 single / $3,000 married). The top 5% rate kicks in on income above $3,000 for single filers and $6,000 for married filers - meaning most Georgia workers pay an effective rate close to 5% on the majority of their income.

Note: Several Georgia cities including Birmingham and Gadsden impose local occupational taxes (1–2%) not included in this calculator. Jefferson County also has a 1% occupational tax. Check with your employer for local withholding amounts. These results are bracket-based estimates only.

📚 Sources & Last Updated

Last updated: April 2026 · Tax year: 2026

How the Tax Formula Works

This calculator uses a bracket-based approach - the same method used to compute annual tax liability - divided by your pay periods. It is an estimate, not a payroll withholding calculation (which uses W-4 inputs and IRS Publication 15-T procedures).

1Gross Pay = Hourly Rate × Hours OR Annual Salary ÷ Pay Periods
2Federal Taxable Income = Annual Gross − Standard Deduction (2025: $16,100 single / $32,200 married)
3Federal Income Tax = Apply 2026 IRS brackets (10%→37%) ÷ pay periods
4Social Security = Gross × 6.2% (stops at $184,500 annual wages)
5Medicare = Gross × 1.45% (+0.9% on wages over $200K single)
6Georgia 2026: flat 5.19% rate applied to (annual gross − $12,000 standard deduction single / $24,000 married) - source: Georgia Department of Revenue, HB 111 of 2025
7Net Take Home = Gross − Fed Tax − SS − Medicare − State Tax

Results are bracket-based estimates. Actual paycheck withholding is determined by your W-4 form, pre-tax deductions, and employer payroll procedures. Use these results for planning and budgeting - not as a substitute for your actual pay stub.

Frequently Asked Questions - Georgia Paycheck Calculator

Georgia has a flat 5.19% income tax rate for 2026 (reduced from 5.39% effective January 1, 2025 under HB 111). This single rate applies to all taxable income regardless of filing status. A further scheduled reduction to 5.09% may take effect during 2026 if revenue conditions are met, with eventual reduction to 4.99% planned.
A single Georgia filer earning $60,000 can expect approximately $46,200–$47,200 in annual take-home pay. Federal income tax (~$5,200 after the $16,100 federal standard deduction), Georgia state tax (~$2,491 at 5.19% flat rate after $12,000 GA standard deduction), Social Security ($3,720), and Medicare ($870) are deducted. Georgia has no local income taxes.
No. Georgia does not impose any local or municipal income taxes on wages. The 5.19% flat state rate is the only income tax Georgia workers pay - there are no city or county income tax surcharges. This simplifies paycheck calculations significantly compared to states like Ohio or Pennsylvania where nearly every municipality levies additional local income taxes.
Georgia provides significant retirement income exemptions. Social Security benefits are partially exempt based on income. For taxpayers age 62 or older (or permanently disabled), Georgia exempts up to $65,000 of retirement income per person ($130,000 per couple). This covers pension payments, IRA distributions, and 401(k) withdrawals up to those limits. Military retirement income is fully exempt from Georgia state tax.
Georgia's standard deduction is $12,000 for single filers and $24,000 for married filing jointly. Head of household and qualifying surviving spouse filers also receive the $12,000 amount. These deductions reduce your Georgia taxable income before applying the 5.19% flat rate.
Georgia employers use Form G-4 (Employee's Withholding Allowance Certificate) and Georgia Department of Revenue withholding tables to calculate state income tax each pay period. Withholding is based on gross wages, pay frequency, and allowances claimed on the G-4. Georgia's flat 5.19% rate makes the calculation relatively straightforward. Official source: dor.georgia.gov
Georgia has a flat 5.19% income tax rate for 2026, which applies to all taxable income above the $12,000 standard deduction for single filers ($24,000 for married). There is no higher bracket - the 5.19% rate applies regardless of income level. This rate was reduced from 5.39% effective January 1, 2025 under HB 111, with a further scheduled reduction to 5.09% coming if revenue conditions are met.
Georgia sits mid-range among Southeastern states. Florida and Tennessee have no state income tax on wages, making them more attractive for high earners. North Carolina's flat rate is 3.99% - lower than Georgia's 5.19%. Alabama's top rate is 5% (with a federal tax deduction that effectively lowers it). South Carolina's top rate is 6.4%. Georgia's phased rate reductions and relatively high retirement income exemptions improve its competitive position for retirees.

Related Paycheck Calculators

📊National Paycheck Calculator 🏠Texas Paycheck Calculator 💼Florida Paycheck Calculator 📈North Carolina Paycheck Calculator ⏰Overtime Pay Calculator 💰Take Home Pay Calculator
🏛 2026 OBBBA Tax Breaks - Apply to Your Paycheck Too

Federal changes from Public Law 119-21 affect all states:

⏰ No Tax on OT 💰 No Tax on Tips 👴 Senior Deduction 🏠 SALT Cap Relief

🔧 More 2026 Tax Calculators

More 2026 Tax Tools

Part-Time Hourly Tax Calculator → Self-Employed Tax Calculator → Hourly to Salary Converter → State Income Tax Comparison → Bonus Tax Rate Guide →

Workers in Atlanta and across Georgia

The Georgia state income tax rate is uniform across the state. Whether you work in Atlanta, Savannah, Augusta, Athens, or any other Georgia city, your state tax math is the same. What differs is local context: cost of living, commute deductions, and city-specific surcharges. Atlanta workers in particular face the highest cost-of-living adjustments in the state, while smaller Georgia markets like Athens typically offer 15-25% more disposable income on identical gross salaries. Use the calculator above to lock in the federal + state baseline, then adjust for your local context as needed.

Major Georgia employment hubs covered: Atlanta, Savannah, Augusta, Athens. The 2026 IRS federal brackets, $184,500 Social Security wage base, and OBBBA overtime deduction apply uniformly to all Georgia workers regardless of city.

Related state calculators

Working across state lines or comparing offers? Use our calculators for nearby states to see how Georgia take-home pay compares to Florida, Alabama, and North Carolina. Each calculator applies the actual 2026 state brackets plus federal tax, FICA, and OBBBA overtime deduction.

Florida Calculator2026 paycheck for Miami & FloridaAlabama Calculator2026 paycheck for Birmingham & AlabamaNorth Carolina Calculator2026 paycheck for Charlotte & North Carolina

Or jump back to the national paycheck calculator or browse our full state list.